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2018
1405

Very Good Security

“Never answer an anonymous letter” —Yogi Berra Did you ever wonder why doctor offices ask for your social security number? They don’t want to keep your SSN, but it’s the primary “key” that identifies you to an insurance company. In computer science/math terms, they need to call a function. Let’s call it: int…

1406

Building a Treasury Bond Ladder

A US treasury bond ladder is a great alternative to a high-yield savings account or CDs to invest short-term funds that you don't want to put at risk. Treasury bills, notes, and bonds (treasuries) are US government debt securities that may pay interest and return the principal at a specific time. While not FDIC…